Since it is such a prominent fixture, we wanted to take some time to focus in on this widespread and consistent trend. Probably the most common feature accompanying any given IUL policy in the market is the incorporation of some form of interest bonus. Surveying IUL policy options can feel a bit like shopping for a new car: each one has its own particular features, performs and costs a little differently, and has different bells and whistles accompanying each vehicle.
Seeking to distinguish themselves, nearly every carrier employs at least one, and likely more than one, method to improve illustrative performance. Looking around at the Indexed UL landscape can be a little intimidating in a post-AG49 world.
